Apreh’s Solution LLC

TERMS OF USE AGREEMENT

Last Updated: October 7, 2025

Please read the following Terms of Use Agreement (“Terms”) carefully. They govern Your use of the referral management and payment platform “Refer it Now” (“Platform”) owned by Apreh’s Solution LLC (hereafter referred to as “Apreh”, “We”, “Us”, “Our”, “Company”). By using Our Platform, You acknowledge that You have read and understood all of the Terms, and You agree to be bound by these Terms and Our Privacy Policy.

Persons or businesses that decide to fully access all the features and Services We provide are required to register as a “User” which allows them to participate in the use or Our Platform. The term “User,” “You”, and “Your” means registered users, businesses, employers, employees, independent contractors, consultants, vendors, or third-party service providers whether they are a person, company, business, or organization and includes but is not limited to referral parties, referral source, marketers, advertisers, businesses looking for or entering their referral partners into the Platform, and agencies.

As a User, You specifically agree to these Terms and Our Privacy Policy all of which form a binding agreement (“Agreement”) between You and Us. Apreh respects and is committed to Your privacy. Please review our Privacy Policy, which also governs Your use of the Platform, to understand the Company’s practices. Each User acknowledges that the Agreement represents the entire understanding between Users and Us and governs use of the “Content” and “Services” (as those terms are defined below) that We make available through Our Platform. The Agreement takes the place of any emails, texts or conversations between You and Us and supersedes all previous agreements whether oral or written made between the parties in relation to the subject matter hereof.

If You do not agree to these Terms, You agree that You will not use Our Platform. The Company reserves the right to change the Terms under which the Platform is offered. If You do not agree to the amended Terms, You agree to stop using the Platform. You will be deemed to have accepted the amended Terms if You continue to use the Platform after such amended terms are posted showing the “Last Updated” date. Any changes will be effective immediately upon the posting the new date. Your continued use of the Platform, Services, Information, and Content after the effective date of a revised version of this Agreement constitutes Your acceptance of the Terms.

Before using Our Platform, Users acknowledge and agree that they have read and agree to be bound by this Agreement in its entirety. Users agree to be bound by any changes to this Agreement and check back from time to time. We may revise or amend the Terms at any time without prior notice and Users agree the revisions or amendments will be effective upon updating on Our Platform with those changes or amendments. We agree to change the “Last Updated” date appearing at the top of this page to reflect each time We make any changes to this Agreement. Continued use of the Platform following the posting of changes shall mean that You accept those changes as of the latest update.

Registration for the Platform

In order to access and use Our Services You must register through Our website www.referitnow.com and We will assign You an account (“Your Account”). In setting up and maintaining Your Account, You agree to provide accurate information regarding Your identity, Your contact information, and any other information requested by Us related to the use of Our Platform and Services. You will need to assign licenses to the Users You wish to access Our Platform, and configure their permissions according to the data visibility settings that meet Your company needs.

You agree to hold Us harmless and indemnify Us against any claims related to the Services provided by this Platform, it being understood that We do not guarantee anything, and You agree to accept all risks of using Our Platform. If You are under eighteen (18) years of age do not use Our Platform.

By setting up Your Account and using the Platform, You expressly agree that You will receive communications from Us, including email messages. You acknowledge and agree that You consent to the receipt of such messages and that Your receipt of such messages does not violate the CAN-SPAM Act and/or any state and federal laws related to commercial communications. You may stop receiving such messages by following the opt-out instructions provided by Us in any such communication.

Usage of Our Platform

You may access and use the Services up to the maximum number of Users specified when You signed up for Our Platform. A prerequisite to accessing and using Our Platform requires that, during the term of Your subscription, each User has an active Stripe account, or such other merchant processing account we may designate in the future, that is compatible with the Platform. A licensed Platform User may access and use the Our Platform in all Sandboxes that are linked to Your account without additional cost. If You wish to add additional Users during the subscription period, You must sign up for and pay for additional subscribers. Upon signing up for and paying for additional subscribers We shall make additional licenses available to those additional Users you designate on the terms and conditions set forth in this Agreement.

Usage Limitations and Versions

Usage Limitations.

Services may be subject to both internal and external limitations. Internal limitations are controlled by Us, such as, for example, limits on the number of referral contract templates You can create, and, for Services that enable You to integrate to other hosted systems, and limits on the ability to integrate to those systems. Any such limitations are specified in the order form when You subscribe to Our Platform. External limitations are imposed by parties outside of Our control and may impact Your use of Our Platform. Limitations may be imposed in the future such as the number of Users allowed with your registration. Limitations are subject to change without notice from Us and You accept that they may negatively impact Your use of the Platform. We provide a list of currently known limitations in Our User Guide. These limitations may change at Our sole discretion at any time.

Versions.

Purchased subscriptions will not be subject to any feature changes during the Subscription term, unless You, at Your discretion, choose to install a new version (“Release”) of Our Platform. All Users in Your Company will be required to use the same version of Our Platform. By installing a Release, You agree to be subject to the feature changes and/or new limitations of that version at the time of install. Downgrading between versions is not possible at any time. A free version of Our Product is offered, however, that may be withdrawn or changed by Us at any time with prior notification.

Outside Software Providers Not Affiliated with Apreh

Outside Software Providers

Third parties may from time to time make available to You through US, third-party products or services, including but not limited to outside, third party, non-Apreh software applications and implementation, customization and other consulting services. Any acquisition by You of such non-Apreh products or services, and any exchange of Information between You and these outside providers, is solely between You and the applicable provider and is at Your sole risk, which you agree to accept. Apreh does not warrant or support outside, third party, non-Apreh products or services.

Third Party Applications and Your Information.

If You choose to install, use or enable a third party software application for use with Our Platform, You acknowledge that Apreh may allow providers of those third party software applications to access Your Information as required for the interoperation of such third party software applications with Our Platform. We shall not be responsible for any disclosure, modification or deletion of Your Information resulting from any such access by these third party software application providers. Our Platform shall allow You to restrict such access by restricting Users from installing or enabling such third party software applications for use with Our Platform.

Integration and/or Operation with Third Party Software Applications.

Our Platform may contain optional features designed to integrate and/or operate with third party software applications (e.g., Salesforce applications, Google applications). If you implement optional features, You may be required to obtain access to such third party software applications from their providers. If the provider of any such third party software applications ceases to make the third party software applications available for integration and/or operation with Our Platform features on reasonable terms, We may cease providing such Platform features without entitling You to any refund, credit, or other compensation.

Our Services

(a) Fees and Payment. You will be required to set up a Strip Merchant account, or an account with another merchant processor We may use in the future, in order to access the Platform. You agree to provide current, complete, and accurate purchase and account information. We do not provide a refund or any partial credit if You decide to cancel Your subscription for Our Platform so if You are unsatisfied or simply have no further use for Our Platform, Your only recourse is to cancel Your subscription.

(b) Use and Support of Our Platform. Upon payment for Our Platform, We agree to use Our reasonable efforts to provide the necessary implementation support for the Service only if and to the extent reasonably necessary. If You require Us to provide You with implementation, integration, or other work beyond what We feel is customarily necessary to use Our Platform, We will notify you via email and discuss what additional fees We would charge You for such work and enter into a separate contract for such work setting forth the work to be performed, the fees to be charged, and how We will be paid.

(c) Support and Maintenance. Subject to Your payment of all applicable fees, We will use Our reasonable efforts to provide support and maintenance in accordance with the support You have requested and our then-current standard support policies. Regarding Our support efforts We will use Our reasonable efforts to respond within 24-72 hours from receiving a support request. Requests will be handled via email for most cases. In the event escalation is required We may schedule a screen-share call with You and/or request that access be granted to Your sandbox or production systems, to troubleshoot and resolve issues directly. There is no guarantee on a resolution, for example in the event the request involves use of another third-party app, is integrated with some customization, or is not supported by the Platform. A feature request can be submitted when the root cause is lack of feature support, or a premiere support package can be purchased in the event the issue requires customized support or integration.

(d) Service Updates. From time to time, with or without notice to You, We may provide improvements, upgrades, changes, patches, modifications, or fixes for Our Service which will become part of the Services We provide to Users of Our Platform and subject to this Agreement; provided that We shall have no obligation under this Agreement or otherwise to provide any such improvements, upgrades, changes, patches, modifications, or fixes.

Disclosure and Disclaimer

By using Our Platform, You agree to the terms of this Disclosure and Disclaimer. We make no representations, warranties, or guarantees of any kind, express or implied, about the completeness, accuracy, reliability, suitability of the Platform and You agree to hold Us harmless from any claims or loss You may suffer as a result of Your use of the Platform. You agree that any reliance You place on the information made available by Us through this Platform is solely at Your own risk and You hereby agree to hold Us harmless and indemnify Us from any such loss or claims resulting from Your use of the information made available by Us through Our Platform.

We do not offer any legal advice, real estate advice, financial advice, technical advice, personal advice, or advice of any kind either through the use of Our Platform or otherwise.

Users agree and represent that We shall at no point be held liable for the actions or omissions of any User who uses Our Platform. You agree to hold Us harmless and indemnify Us from any and all such claims made as a result of Your use of Our Platform, the Services provided through Our Platform. Our Platform is not regulated by any state, federal, or country agency, association, or governing association.

Compliance with Laws

You represent, warrant, and agree that: (i) You have the authority to, and are of legal age in Your jurisdiction to, bind Yourself to this Agreement; (ii) Your use of Our Platform will be solely for purposes that are permitted by this Agreement; (iii) Your use of Our Platform will not infringe or misappropriate the intellectual property rights of any third party; and (iv) Your use of Our Platform will comply with all applicable laws, rules, and regulations, and with all other policies, terms and conditions stated in this Agreement.

In no event will We be liable for any loss or damage to You or any third parties including without limitation, indirect or consequential loss or damage, even if We are made aware of it or notified of it by You, or any loss or damage whatsoever arising from loss of Your Information, money, assets, or profits arising out of, or in connection with, the use of Our Platform. Our Platform and its related Services and functionality may not always be available or properly functioning and You agree to hold Us harmless from any loss of Your Information, money, assets, or profits arising out of, or in connection with, the inability to use or access Our Platform or its Services or various functions.

In no event will We be liable for any loss or damage to You or any third parties including, but not limited to, any loss caused in whole or in part by any inaccuracies or incompleteness, delays, interruptions, errors or omissions, including, but not limited to, those arising from Our negligence or the negligence of any of Our registered Users, service providers or contingencies beyond Our or any of Our service providers’ control in procuring, compiling, interpreting, computing, reporting, or delivering the Information or Services.

The Platform We provide is provided to You on a strictly “as is,” “where is,” and “where available” basis. Neither We nor any of Our service providers represent or warrant the accuracy, completeness, current status, non-infringement, merchantability, or fitness for a particular purpose of Our Platform or the Services made available to You. We do not make any representations or warranties that access to Our Platform will be continuous, uninterrupted, or error-free.

EU DATA PROTECTION (GDPR)

EU Data Protection Directive 95/46/EC and Processing Personal Data. We are not directly managing Your data and Information with respect to the storage, transfer, blocking, or destruction of personal data nor the purpose, timing or frequency of such events. For the purposes of EU Data Protection Directive and this Agreement, Apreh considers itself neither a “Data Processor” nor a “Data controller”. As such, Apreh does not possess documentation for security measures that protect Your data and Information. This does not mean that these security features are not present, but rather that Apreh has no involvement nor bearing over the specific measures enacted to protect Your data and Information or direct control of how Your data and Information is processed.

Your Use of Our Platform

You shall use Our Platform only for legal and appropriate uses. We reserve the right to make changes to the Platform at any time and without notice. Your access to and use of the Platform is completely at the discretion of Company, and Your access to and use of the Platform may be blocked, suspended, or terminated without prior notice at any time for any reason or for no reason, including, without limitation, for any violation of the following rules:

  • You shall comply with all state, federal, and/or international laws, rules, policies and/or licenses governing communications while using the Platform, and with all applicable copyright, trademark, or other intellectual property rights laws.
  • You shall not upload, post, email, transmit or otherwise make available any content or information which infringes any trademark, patent, copyright or trade secret or other proprietary right of any person or entity, unless You are the owner of the rights or have the permission of the owner to post such content.
  • You shall not intimidate, harass, stalk, defame or intentionally offend other Users of the Platform or any other person or entity and you shall not use the Platform for any illegal or illicit purpose.
  • You shall not post any information via the Platform that includes hate speech, threatening messages, defamation, pornography, nudity or graphic or gratuitous violence.
  • You shall not use the Platform to do anything that is unlawful, misleading, discriminatory, malicious or otherwise objectionable.
  • You may not interfere or attempt to interfere with the Platform or another person’s use of the Platform by use of any program, script, command, device, software, routine, or otherwise.
  • You may not create or use accounts by automated means, under false or fraudulent pretenses, or in a way that is misleading or misrepresents Your identity or affiliation with another person or entity.
  • You may not use a fake or false profile, resume, description, or picture of yourself or others.
  • You may not use any software, automated program, robot, spider, scraper, or other computerized means to access the Platform for any purpose without Our advance written permission.
  • You may not decompile, reconfigure, re-engineer, interfere or attempt to compromise Our Platform, software, platform, or system integrity or security in any way.

Registration As a User

When You sign up for the Platform, You will be required to provide accurate information and then You will be permitted to assign licenses the Users You wish to access and use the Platform.

Definitions

The following words are used throughout these Terms and have specific meanings. You should know what each of the terms means.

a. The term “Agreement” refers, collectively, to all the terms, conditions, and notices contained or referenced in these Terms and the Privacy Policy.

b. Whenever the term “Platform” is used, it means the Apreh referral management and payment platform .

c. “Content” refers to content featured or displayed on or through Our Platform, including but not limited to text, documents, data, articles, opinions, images, photographs, graphics, software, video recordings, audio recordings, sounds, designs, features, and other materials that are made available on Our Platform either by Us, third parties, or by You.

d. “Information” refers to any Content, as well as data, pricing, ratings, products, Services, charts, comparisons, figures, or graphics made available through Our Platform.

e. The term “Service” or “Services” refers to the services provided through Us or through Our Platform.

f. The term “User,” “You”, and “Your” means registered users, businesses, employers, employees, independent contractors, consultants, vendors, or third-party service providers whether they are a person, company, business, or organization and includes but is not limited to referral parties, referral source, marketers, advertisers, businesses looking for or entering their referral partners into the Platform, and agencies.

g. Our Platform is owned by Apreh, and Apreh is also referred to as “We”, “Us”, “Our”, or “Company”. When any of these words are used in these Terms those words shall also include Our corporate officers, directors, subsidiaries, members, independent contractors, consultants, managers, successors, assigns, designees, service providers, and employees.

License and User Content

Company grants You a limited, non-exclusive, non-transferable license to access and use the Platform in legally authorized jurisdictions for personal, business, and commercial purposes. This license is contingent upon Your compliance with these Terms. Any unauthorized use of the Platform shall automatically terminate the license granted to You by the Company for such use. You shall be solely responsible for Your actions and the contents of Your transmissions or Information You post or enter via the Platform.

Ownership

You acknowledge and agree that the Platform, all patent rights, trade secret rights, design rights, copyrights, trademark rights, and other property rights in the Platform shall at all times remain Our sole property. You will not acquire any right, title or interest in or to the Platform, Our Information, Our Content, or Our Services by reason of these Terms, except for the non-exclusive license to use the Platform in accordance with these Terms.

User Responsibilities

You, and You alone, are responsible for Your account and anything that happens while You are signed in to or using Your account or Our Platform. Your security is Your responsibility.

a. User Account Security. You are responsible for maintaining the security of Your account, and You are fully responsible for all activities that occur under the account and any other actions taken in connection with the account. You are responsible for the actions or activities of any users to whom You assign a license. You agree to notify Us immediately of any unauthorized use of Your account, or any other breaches of security. We will not be responsible for any liabilities, losses, or damages arising out of the unauthorized use of Your computer, mobile device, or other computing device and/or account.

b. We Do Not Guarantee Results. From time to time, Users may submit reviews of Our products, Services, or this Platform; these reviews do not constitute a guarantee, warranty, or prediction regarding the quality, effectiveness or outcome of any future matter. You agree that We shall have no responsibility or liability of any kind for any of the Information presented on or made available through Our Platform, and any use or reliance on such Information is solely at Your own risk.

c. Compliance with Laws. You represent, warrant, and agree that: (i) You have the authority to, and are of legal age in Your jurisdiction to, bind Yourself to this Agreement; (ii) Your use of Our Platform will be solely for purposes that are permitted by this Agreement; and (iii) Your use of the Platform will comply with all local, state and federal laws, rules, and regulations, and with all other policies We establish from time to time.

Copyright Infringement and DMCA Policy

If You believe that any Content located on Our Platform or linked to a third-party Platform by Us violates Your copyright, please notify Us in accordance with Our Digital Millennium Copyright Act Policy.

a. Termination of Repeat Infringer Accounts. We respect the intellectual property rights of others and request the same of Users. Pursuant to 17 U.S.C. 512(i) of the United States Copyright Act, We will terminate a User’s access to and use of Our Platform if the User is considered by Us a repeat infringer of the copyrights or other intellectual property rights of the Company or others. We may terminate access of Users who We believe repeatedly provide or post protected Third-Party Content without appropriate rights and permissions.

b. DMCA Take-Down Notices. If You are a copyright owner or an agent of a copyright owner and believe, in good faith, that any materials provided on or through Our Platform infringes upon Your copyrights, You may submit a notification pursuant to the Digital Millennium Copyright Act (see 17 U.S.C 512) (“DMCA”) by sending a properly formatted take-down notice in writing to The Company’s designated copyright agent: Attention: Copyright Agent, Apreh Solutions LLC, ___________________________.

c. Response To DMCA Take-Down Notices. If We take action in response to an infringement notice, We will make a good faith attempt to contact the party that made such Content available by means of the most recent email address, if any, provided by that party to the Company. Any DMCA infringement notice may be forwarded to the party that made the Content available or to third parties such as https://lumendatabase.org/.

d. Counter-Notices. If You believe that Your Content that has been removed from Our Platform is not infringing, or that You have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the Content You submitted, You may send a properly formatted counter-notice to the Company’s copyright agent using the contact information set forth above.

e. Response to DMCA Counter-Notices. If a counter-notice is received by the Company’s copyright agent, the Company may send a copy of the counter-notice to the original complaining party informing such person that it may reinstate the removed Content in ten (10) business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content will be reinstated on the Platform in ten (10) to fourteen (14) business days after receipt of the counter-notice.

Intellectual Property Notice

We retain all ownership of Our intellectual property, including Our copyrights, patents, and trademarks.

a. No Transfer. We retain ownership of all intellectual property rights of any kind related to Our Platform, including applicable copyrights, patents, trademarks, and other proprietary rights. Other trademarks, service marks, graphics and logos used in connection with the Platform may be the trademarks of other third parties. This Agreement does not transfer from Us to You any of the Company’s or third party’s intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Us. We reserve all rights that are not expressly granted to You under these terms.

b. Specifically, any trademarks that appear, are displayed, or are used on Our Platform or as part of the Services are registered or common law trademarks or service marks of the Company or are those belonging to others who have given Us approval to use them. These trademarks may not be copied, downloaded, reproduced, used, modified, or distributed in any way without Our prior written permission.

c. Any comments or materials sent to Us, including feedback data, such as questions, comments, suggestions, or the like (collectively “Feedback”), shall be deemed to be the intellectual property of the Company. The Company’s use of the Feedback will be in compliance with Our Privacy Policy, and applicable laws. The Company shall have no additional obligations with respect to such Feedback and shall be free to reproduce, modify, use, disclose, exhibit, display, transform, create derivative works, and distribute the Feedback to others without limitation. Further, We shall be free to use any descriptions, testimonials, recommendations, criticism, ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to improving Our Platform, and developing, creating, and marketing products and services incorporating such Feedback.

User Information

We may maintain or have access to certain Information or User Content that You transmit or enter using Our Platform for the purpose of managing, monitoring, and improving the performance of Our Platform and Our Services. You agree that We shall have no liability to You for any loss or corruption of any such Information or User Content, and You hereby waive any right of action against Us arising from any such loss or corruption of such Information. Any Information or Content that You provide is Your Information and Content and We do not claim any ownership rights in Your Information or Content.

Electronic Communications, Transactions, and Signatures

Using the Service, sending Us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and You agree that all agreements, notices, disclosures, and other communications We provide to You electronically, via email and on the Service, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO THE ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

Indemnification

You agree to indemnify, defend and hold Us harmless from and against all losses, liabilities, expenses, damages, claims, demands and costs, including reasonable attorneys’ fees and court costs, relating to or arising from: (a) any violation of this Agreement by You; (b) Your Content and/or any other materials that are posted or activities that occur under Your Account; (c) Your interactions or communications with any third parties; and (d) reliance on the reviews, Information, statements, or communication from other Users, advertisers, or third parties using Our Platform. We will have sole control of the defense of any such damage or claim made against Us.

DISCLAIMER OF WARRANTIES

TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE PLATFORM WILL BE UNINTERRUPTED, ERROR FREE, OR VIRUS FREE, OR THAT THE PLATFORM WILL MEET YOUR REQUIREMENTS. INFORMATION OBTAINED THROUGH THE PLATFORM HAS NOT BEEN VERIFIED, AND THE COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT SUCH INFORMATION IS ACCURATE, COMPLETE, RELIABLE, OR OTHERWISE VALID.

THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY WARRANTY OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY ARISING FROM A COURSE OF DEALING, TRADE USAGE, OR TRADE PRACTICE.

LIMITATION OF LIABILITY

YOU ACKNOWLEDGE THAT YOU ARE 18 YEARS OF AGE, OR OLDER. YOU ACKNOWLEDGE AND AGREE THAT USE OF THE PLATFORM IS AT YOUR SOLE RISK. YOU ACKNOWLEDGE THAT INFORMATION TRANSMITTED THROUGH THE INTERNET IS NEVER COMPLETELY SECURE. NEITHER COMPANY, NOR ANY OF COMPANY’S EMPLOYEES, MANAGERS, MEMBERS, AFFILIATES, AGENTS, REPRESENTATIVES, OR LICENSORS (COLLECTIVELY, “COMPANY ASSOCIATES”) SHALL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY COMPENSATORY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR ATTORNEYS’ FEES, OR FOR LOST INFORMATION OR LOST PROFIT, ARISING OUT OF YOUR USE OF THE PLATFORM OR INABILITY TO GAIN ACCESS TO OR USE THE PLATFORM OR OUT OF ANY BREACH OF ANY WARRANTY, EVEN IF COMPANY OR A COMPANY ASSOCIATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES WERE FORESEEABLE.

IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATING TO YOUR COMMUNICATIONS, INTERACTIONS OR MEETINGS WITH OTHER USERS, INCLUDING WITHOUT LIMITATION, DAMAGES RESULTING FROM BODILY INJURY AND/OR EMOTIONAL DISTRESS. WE DO NOT CONDUCT ANY DUE DILIGENCE, BACKGROUND CHECKS, OR INTERNET RESEARCH REGARDING ANY USER AND YOU AGREE IT IS YOUR SOLE RESPONSIBILITY TO CONDUCT DUE DILIGENCE, BACKGROUND CHECKS, OR INTERNET RESEARCH REGARDING ANY USER YOU MAY DECIDE TO MEET OR DO BUSINESS WITH.

YOUR SOLE RIGHT AND REMEDY WITH RESPECT TO ANY DISPUTE WITH THE COMPANY IS TO STOP USING THE PLATFORM. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL, INCIDENTAL OR SPECIAL DAMAGES, IN SUCH STATES AND JURISDICTIONS LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

THE PLATFORM IS CONTROLLED, OPERATED AND ADMINISTERED BY THE COMPANY FROM ITS OFFICES WITHIN THE UNITED STATES. COMPANY MAKES NO WARRANTY OR REPRESENTATION THAT MATERIAL AVAILABLE THROUGH THE PLATFORM IS LEGAL, APPROPRIATE, OR AVAILABLE FOR USE OUTSIDE THE UNITED STATES. IF YOU ACCESS THE PLATFORM FROM A LOCATION OUTSIDE THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS, AND COMPANY ACCEPTS NO RESPONSIBILITY FOR SUCH ACCESS.

YOU ACKNOWLEDGE AND AGREE THAT ANY AND ALL DISCLAIMERS IN THESE TERMS AND THE PROVISIONS OF THESE TERMS REFLECT A FAIR AND REASONABLE ALLOCATION OF RISK BETWEEN THE COMPANY AND YOU.

Hold Harmless and Indemnity Clause – Regarding Use of Artificial Intelligence

Our Platform may from time to time make use of various artificial intelligence (“AI”) features. AI is a broad field of computer science dedicated to creating machines and software that can perform tasks traditionally requiring human intelligence. These tasks include, but are not limited to (i) machine learning (“ML”) from data, identifying patterns and making improvements over time without being explicitly programmed for every scenario; (ii) analyzing information and drawing conclusions, sometimes using logic or probabilistic models to make decisions or solve problems; (iii) devising strategies and choosing actions to achieve specific goals, much like humans do when faced with a challenge; (iv) interpreting sensory information, such as images or speech (through natural language processing (“NLP”), to understand its environment; and (v) using NLP to assist the AI system to process, interpret, and even create human language, enabling interactions like chatbots and translation services.

User acknowledges and agrees to the following terms regarding the use, outputs, and any consequences arising from the AI's operation:

Acknowledgement of AI Limitations:

The User understands and acknowledges that Artificial Intelligence, while powerful, is a rapidly evolving technology and has inherent limitations. AI outputs may contain errors, inaccuracies, biases, or may not always be complete, current, or suitable for a particular purpose. The AI is a tool to assist, and its outputs should not be considered definitive, professional advice, or a substitute for independent human judgment, verification, or review.

User Responsibility for AI Outputs:

User agrees that they are solely responsible for reviewing, verifying, validating, and ensuring the accuracy, appropriateness, and legality of any data, inputs, outputs, insights, suggestions, code, content, or other information generated by or through the AI features of Our Platform before relying upon, acting upon, making a payment, implementing, publishing, or distributing such outputs. The User assumes all risks associated with the use of AI.

Hold Harmless:

The User agrees to release, indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, affiliates, and licensors (collectively, the "Indemnified Parties") from and against any and all claims, demands, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees and costs of litigation) arising out of or in connection with:

  • The User's use of, or reliance on, the AI features or outputs of the Software.
  • Any actions taken or not taken by the User based on the outputs or suggestions of the AI used now or in the future by Our Platform.
  • Any inaccuracies, errors, omissions, or biases in the AI's outputs, whether or not based on inaccuracies, typos, or misinformation input by the User.
  • Any intellectual property infringement, defamation, privacy violations, or other legal claims arising from content generated by the AI and subsequently used or disseminated by the User.
  • Any violation of applicable laws or regulations by the User in their use of the AI or its outputs.
  • Any third-party claims directly or indirectly related to the User's use of the AI.

Indemnification:

The User agrees to indemnify and hold harmless the Company from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

  • The User's use of and access to the AI.
  • The User's violation of any terms or conditions of this Agreement.
  • The User's violation of any third-party right, including without limitation any copyright, property, or privacy right, in connection with their use of the AI.
  • Any claim that one of the User's actions or omissions, directly or indirectly related to the AI's outputs, caused damage to a third party.

No Warranty:

The AI features are provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of AI outputs. The Company does not warrant or guarantee that the AI features will be uninterrupted, error-free, secure, or free from harmful components.

Severability:

If any provision of this section is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this section will otherwise remain in full force and effect and enforceable.

Legal Review is Essential:

This section does not constitute legal advice. You must have this section reviewed by a qualified attorney specializing in software, intellectual property, and AI law in Your jurisdiction.

Choice Of Law And Dispute Resolution

This Agreement shall be construed in accordance with and governed by the laws of the State of Connecticut without reference to conflict of law’s provisions.

User Dispute Resolution Procedures

a. Users agree that any dispute arising out of or relating to this Agreement, or its subject matter, shall be resolved exclusively by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”). Either party may send a notice to the other party of its intention to file a case with the AAA under this Section (“Arbitration Notice”). The arbitration will be conducted in Fort Lauderdale, Florida, by a single arbitrator chosen pursuant to the Commercial Rules of Arbitration of the AAA. The arbitrator will not be required to provide detailed written explanations to the parties to support the award decision and regardless of outcome, each party shall pay its own costs and expenses (including attorneys’ fees) associated with the arbitration proceeding. The successful party in the arbitration shall not be entitled to an award of reasonable attorney’s fees and costs. The arbitration award will be final and binding and may be enforced in any court of competent jurisdiction.

b. You agree that any cause of action related to or arising out of this Agreement must commence, by filing a lawsuit pursuant to these Terms, not later than three hundred and sixty-five (365) calendar days after the claim or cause of action accrues. Otherwise, such claim or cause of action and Your rights to bring such action shall be permanently barred.

c. Jury Trial Waiver. You and We acknowledge and agree to waive the right to a trial by jury as to all matters, disagreements, disputes, or controversies of any kind or nature that may exist between You and Us.

d. No Class Actions or Representative Proceedings. You acknowledge and agree to waive the right to participate as a plaintiff or class member in any purported class action lawsuit, class-wide arbitration, private attorney-general action, or any other representative proceeding as to all disagreements, disputes, or controversies of any kind or nature. Further, unless You and We both otherwise agree in writing, the court may not consolidate more than one party’s claims and may not otherwise preside over any form of any class or representative proceeding.

e. You agree that your claim for damages shall be limited to the amount You paid Us for Services during the previous twelve (12) months before you filed your claim.

Miscellaneous

You acknowledge and agree that the provisions, disclosures, and disclaimers set forth in these Terms are fair and reasonable and Your agreement to follow and be bound by them is not the result of fraud, duress or undue influence exercised upon You by any person or entity. The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms shall remain in full force and effect.

The Company shall have the right to assign these Terms and to sublicense any and all of its rights under these Terms. These Terms, including any documents referenced herein and any additional operating rules posted via the Platform, represent the entire understanding between You and the Company regarding Your relationship with the Company and Your use of the Platform. These Terms supersede all previous written or oral agreements between You and the Company with respect to such subject matter. Notwithstanding any provision of these Terms, the Company has available all remedies at law or equity to enforce these Terms.

Non-Assignability

The Company may assign or delegate these Terms, in whole or in part, to any person or entity at any time with or without Your consent. You may not assign or delegate any rights or obligations under the Terms or the Privacy Policy without the Company’s prior written consent, in the Company’s sole and absolute discretion, and You agree that any unauthorized assignment and delegation by You is void and unenforceable.

Section Headings and Summaries Non-Binding

Throughout these Terms, certain sections may include titles and brief summaries of the following terms and conditions. These section titles and brief summaries are not legally binding and are meant for reference only.

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